We were designed with YOU in mind. Integrity Investment Advisors is a fee-only Independent Registered Investment Advisor Firm.  We serve clients nationwide. As of January 2025, we manage over $167M in client assets.  We are a low-cost and we have direct access to Dimensional Funds (DFA with no extra fees from middlmen). We offer AQR, tax aware long/short SMAs, long/short direct indexing, SMAs funded with cash or overlay. Holistic institutional portfolio management, financial planning & tax planning.  No extra fees from middlemen. 

Financial markets have changed, pensions plans have declined, social security and medicare are at risk and we are on the verge of a retirement crisis. Investors can no longer afford high fees, lack of transparency, lack of trust and lack of results.  We encourage you to contact us for a free 2nd opinion 303-549-4720.

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If you hire an advisor, I highly recommend that you only hire a low cost, fee only (not fee based), fiduciary advisor.  Successful investing is about Philosophy, Strategy, Process and Discipline. A big part of my job is helping clients make rational decisions about their money.  I am a teacher – I help educate clients about institutional investing and factor investing (low fees, value, small cap, high profit and momentum).  I am a bouncer – I help keep bad things out of your portfolio (high commission products, annuities, limited partnerships, non-traded securities).  I am a coach – I help clients avoid bad investing behaviors and stay on track for their long-term goals.

We also focus on Lifestyle Driven Planning.  Can your portfolio support your desired lifestyle?  What are the odds of success?  How long do you have to work?  When to take Social Security?  How do you align your portfolio with your goals and values?

Our business is very unique. Here are some key pillars that separate us from other firms:

1. We are fee-only, low-cost, no commissions and offer a tremendous value to our clients. Most investors at other firms are shocked by how much they are paying in hidden costs.
2. We are a fiduciary for our clients and put their interests first. Only 15% of advisors are a fiduciary for their clients.
3. We focus on the “science of capital markets” to build portfolios. 30 years of data driven innovation.
4. We build institutional portfolios that are globally diversified and have tilts toward value, small cap, high profit and momentum.
5. One of our business partners is a thought leading company called Dimensional Funds (DFA). DFA manages over $637+ billion in institutional money. They have championed the “academic approach of investing” and their research is led by several Nobel Laureates on staff.

We are a fee only financial planner in Fort Collins, Colorado. Direct access to DFA, AQR tax aware long/short SMAs. Fee-only, low cost, fiduciary

You can also find us on Facebook at https://www.facebook.com/integrityia

Highly rated DFA advisors, fee only financial planning, find the best DFA advisor, Invest with Integrity

In 2012, Mr. Moerman earned his Accredited Wealth Management Advisor (AWMA) designation from the College for Financial Planning. This accreditation is the CFP558 curriculum and covers the below.
3/2012 – Accredited Wealth Management Advisor (AWMA) – minimum requirements include the below subject matter, passing a final exam and 16 hours of continuing education every two years. • The Asset Management Process • Investors, Policy & Change • Risk, Return & Investment Performance • Asset Allocation & Selection • Investment Strategies • Taxation of Investment Products • Investment Opportunities for an Individual’s Retirement • Investment Considerations for Small-Business Owners • Deferred Compensation & Other Benefit Plans for Key Executives • Insurance Products for Investment Clients • Estate Planning for Investment Clients • Regulatory & Ethical Issues for the Investment Professional • Risk Management & Investment Issues for High Net Worth Clients • Income Tax & Executive Benefits Planning for High Net Worth Clients • Estate Planning for High Net Worth Clients.

About Integrity Investment Advisors

• Firm Type: RIA, Fee Only Fiduciary (no commissions), Low Cost – we help you cut out the middlemen
• Investment Approach: Evidence-Based & Data-Driven, Indexing, Factor Investing, Long-Short Indexing & Direct Indexing

• Direct Indexing: Yes

• Long-Short Direct Indexing: Yes, AQR, Quantinno, Blackrock

• Tax Aware Long-Short Direct Indexing: Yes, we are starting new accounts at Schwab

• Institutional Tools: AQR, DFA, Vanguard, iShares, Avantis, Cliffwater, JP Morgan, Charles Schwab

• Tax Strategy: Advanced Tax Strategy, Potent Tax-Loss Harvesting, Long-Short Direct Indexing, Roth Conversions & Roth Strategy, Concentrated Stock Solutions, Liquidity Events

• Custodians we Have Access To: Schwab, Fidelity, Pershing

• Fully Integrated Approach: Portfolio Management, Tax Strategy, Financial Planning (separate fee for tax prep offered by sister tax firm)

• Fee Structure: 0.70% on first Million & declines swiftly thereafter*

• We’re a Great Fit For People: High-Net-Worth Clients ($3M+),  5 to 10 years pre or post-retirement, building businesses, or holding/accumulating concentrated stock, Business Owners, and Large Liquidity Events, Work with Clients nationwide

• Unique Differentiator: Tax Strategy, Competitive Fees, Integrated Approach, Highly Responsive

• *Please consult your advisor for your specific fee schedule. All fees are specific to individual clients may vary based on the scope of services provided.

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