2013
Owning Your Company Stock: Dangerous Risk or Downright Brilliant?
May08
We understand why many people invest so much into company stock… it’s your “team”, your company. In the words of Winston Churchill, sometimes it’s the root of your “blood, sweat, and tears”. You invest the bulk of your valuable time and energy into your company all year long, year in and year out. In addition to all of that, should you buy more of your company stock? The short answer is… probably not. You may be blessed work for a
2013
3 Minutes to a better day!
Apr29
Before watching this 3-minute inspirational video, let me tell you about the person who shared it with me. Tom is a friend, a mentor, an inspiration, and a legend. There is a thought among scholars that all humans are connected by 6 degrees of separation… 6 people between you and any other human on the planet. Tom is so connected, he alone brings that number to more like two or three. People just migrate to him, adore him,
2013
Are you getting your fair share?
Apr25
The first quarter of 2013 was the best Q1 in 15 years! Small Cap up over 12%, Large Cap Value up over 12% S&P 500 up over 10% What great numbers even after a very solid 2012. It is amazing how time tends to smooth out the returns of a portfolio. The financial collapse of 2008 was a painful recession; At the low point, the S&P 500 was down -47%. Although both the economy and employment are not back to
2013
1% to 2% difference in total return may determine when you retire!
Apr04
The power of 1%! 1% may sound like “no big deal” but in the world of investing, it is mammoth! Many people today are looking for the magic formula to help them retire or retire early. Unfortunately, there are no “get rich quick” fixes for retirement. Strong portfolios come from intentional planning, focus and time. The best time to plant a tree was many years ago, the next best time is today. I encourage you to take action now! We
2013
Why You Need Compounding Working for YOU!
Mar17
“Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.”- Albert Einstein If you are in business, a mid to high level manager or a high-end Account Manager, you need to take investing very seriously. Specifically, you need compounding working for YOU! You need business ownership and profits working for you! Prior to starting my investment firm, I had been in corporate America for 20+ years. I have
2013
Should you convert your 401k to a Roth 401k?
Feb28
Are you thinking about converting your 401k to a Roth 401k? A new provision in the tax code makes it easier to convert a regular pre-tax 401k to a Roth 401k. But before you rush to do this, there are several things you should consider first. a) Look at the basics. Are you saving enough? If you have a solid pension, your goal might be to save 10% of pre-tax income. If you don’t have a pension, you might need to save
Subscribe To Our Blog! We helpClients retire without getting killed in taxes!
Free tools & Checklists! Your Retirement will thank you!
Free & valuable information to help you maintain your lifestyle in retirement. We cover Vanguard indexing, DFA and factor investing (value, small cap, high profit, momentum). Free tools & market insights.
See why you may need a low-cost, fee only Advisor who is a fiduciary for you 100% of the time.
You have successfully subscribed. Thank you! Here are some free resources - Video - A note from your future self - https://youtu.be/HKMYTLyhOGU 5 Free Checklists That May Save You Thousands – Really! Countless people need help in these areas. Checklists include: end of year tax planning, funding a child's college education, caring for aging parents, items to consider before you retire, critical documents to keep on file. Please like & share with family & friends. You can download the PDFs for free. https://www.integrityia.com/5-free-checklists-that-may-save-you-thousands-really/