2019
Wow! That happened fast!
Apr25
Sometimes stocks overreact to the downside and sometimes they overreact to the upside. Losses can scare us and big gains can make us feel smart. The key is to have a long-term plan. Focus on your goals, your lifestyle in retirement and how much risk do you need to take to hit your goals. Excessive risk-taking can lead to disaster. We work with clients to plan for recessions and potentially lower than average returns for both stocks and bonds over
2019
Corrections Are Painful!
Jan11
So are bear markets. Nobody likes them but they are part of long-term investing. We encourage clients that a primary goal should be to get our “fair share” of asset class returns over decades. Decades of compounding to stay ahead of inflation. It sounds obvious but in order to get good returns for decades, you need to be invested for decades. When you look at 10-year returns, quarterly or yearly moves in the markets tend to get minimized. See our
2018
No PAIN, No Gain
Dec19
It all depends on your time horizon, your goals, your process and your discipline. See our new video below. We have been cautious on the markets for a while. 2017 was much better than expected and 2018 much more difficult. See past blogs. Focus on the Plan, not the Portfolio, Are You Ready for the Next Recession? Are you planning for lower returns over the next 7 to 10 years? Risk Always Happens Fast. We encourage you to have a PLAN
2018
Focus on the Plan, Not the Portfolio
Nov09
Given the recent market volatility, I wanted to remind everyone to Focus on your Plan, not the daily, weekly, monthly, quarterly or even yearly movements in your portfolio. Much of this movement is just noise and it does not change the long-term plan. If you look at too much short-term news or movements, it will create fear and fear typically causes behavioral mistakes. Be sure to look at video slides 15 to 17 to see how we model Lifestyle driven
2018
Are You Ready for the Next Recession?
Oct12
We just had the 23rd pull back for stocks of -5% or more since 2009 (this is normal)! What does this mean for your portfolio and future returns? What actions should we consider now? Please check out the video slides below (click link below). You can pause the video to look at more details on the slides. Make sure to look at slides 9 to 15 as to how risky stocks can be over short-term periods. At the end of
2018
Should I put my Money in Tech, Crypto or Pot Stocks?
Sep20
Recently, the US markets have been making new all-time highs. What does this mean for your portfolio and future returns? What actions should we consider now? Please check out the video slides below (click link below). You can pause the video to look at more details on the slides. Make sure to look at slides 13 to 16 as to why International stocks are down but may offer better returns over the next 7 to 10 years. At the end
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