COVID-19 & Your Portfolio

As markets sell-off because of fear of COVID-19 & potential Global slowdown, what should you do with your portfolio? Are you prepared for volatility? We recommend that you should always manage and be aware of the downside risk in your portfolio (most investors underestimate downside risk).

It is important to plan in advance for recessions. Pullbacks of -10% to -20%+ are normal in any given year. Eventually, human grit and ingenuity will win in the long run.  Behavior and emotion may take over in the short-term, but we will figure this out. Please see the video below. You can pause the video to look at the details. In the video, you will see why future returns for both stocks & bonds may be lower than historical returns. This means that you may need to save more to hit your retirement goals. If you need help, please reach out and schedule a meeting.

• Key Questions:
• What do you own in your portfolio and why do you own it? There is never a good time for a less than optimal portfolio. We can help identify red flags.
• Does your portfolio match your willingness, need and ability to take risk?
• Do you need to use the money invested in stocks in the next 7 years?
• Will your lifestyle be impacted in a meaningful way if stocks continue to fall?
• Do you fully understand the potential range of outcomes when investing in stocks?
• How much volatility are you willing to accept in order to earn higher expected returns over time?
• Do you need an Advisor to help you stay on track, avoid behavioral mistakes and align your portfolio with your long-term goals & lifestyle?

We encourage you to have a PLAN to quantify your dreams, goals and to plan for recessions.  It is important to “stress test” your plan and portfolio. See our video below.  Click this calendar link to schedule a meeting with Todd — We give free 2nd opinions about your portfolio and strategy – https://calendly.com/todd-iia 

Stocks can be highly emotional and volatile. (COVID-19 and your portfolio)

• Additional blogs:
• Coronavirus incubation periods – https://www.marketwatch.com/story/novel-coronavirus-has-a-longer-incubation-period-than-other-human-coronaviruses-that-cause-the-common-cold-study-finds-2020-03-09
• NY Times COVID-19 blog updates – https://www.nytimes.com/2020/03/07/world/coronavirus-news.html
• Johns Hopkins COVID update map – https://www.arcgis.com/apps/opsdashboard/index.html#/bda7594740fd40299423467b48e9ecf6
• Managing Risk with Eyes Wide Open
• What is your Game Plan?
• Investing Can be an Emotional Roller Coaster
• Corrections Are Painful!
• No PAIN, No Gain
• Are You Ready for the Next Recession?

When it comes to investing, keep a very long-term perspective (decades).

Thanks for reading/ watching. This website is for educational purposes only and is not investment advice.  Please Remember: Past performance may not be indicative of future results.  Moreover, no current or prospective investor should assume that future performance of any specific investment, investment strategy, or product made reference to directly or indirectly in any general informational materials or educational sessions, will be profitable or equal any corresponding indicated historical performance level(s).  Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for an investor’s retirement portfolio.  Moreover, you should not assume that any discussion or information contained in this website serves as the receipt of, or as a substitute for, personalized investment advice from Integrity Investment Advisors, LLC. To the extent that a reader has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing.