2014

Will You Be Able to Retire Early Like Mr. Money Mustache

 Todd Moerman  

Jan17
Will you be able to retire on your own terms?  Will you work until you are 70 or older?  Will you work because you want to or because you need to? The choices you make in 2014 will determine the lifestyle you have in retirement.  It is common sense but habits are the key to your success in retirement planning and investing.  Here are some resources that can help you. Hit Your Retirement Goals Faster! Will you be able to retire
2014

Hit Your Retirement Goals Faster!

 Todd Moerman  

Jan01
Many of us set goals for 2014 and beyond, saving for retirement or retiring early should be on the list.  If you don’t plan, you may have to depend on others or the government for your retirement. Don’t delay, we are on the verge of a Retirement Crisis in America. Both Social Security and Medicare are extremely underfunded.  If you are lucky enough to have a pension, will it continue to be paid and funded? More and more, investors need to
2013

If You Could Live Your Life Over Again

 Todd Moerman  

Nov22
Is it me, or does it seem like the pace of life is out-of-control around the Holidays. For many of us, the pace of life may seem to be this way all year long. I wanted to wish everyone a Happy Thanksgiving and encourage you to take time to catch your breath, relax and re-focus. Give thanks for your blessings, big or small.  If You Could Live Your Life Over Again A survey asked over 4,000 retired executives, with an average
2013

You are doing OK? Compared to What? Q3 Market Update.

 Todd Moerman  

Oct11
Q3 2013 Market Update in Video Format Markets had a very strong Q3 and they start Q4 with caution regarding the debt ceiling, government shutdown, and challenges with the Federal Reserve. If you are unsure of your financial strategy, I suggest you spend some time reviewing this video and pdf.  Many people I meet say their investments “are doing OK”.  I always ask, “OK compared to what?”  Is your goal just to make money or do you want to make sure you capture
2013

The Government May Shut Down, Should You Do The Same?

 Todd Moerman  

Sep30
The Government May Shut Down Over the next few days, the federal government may shut down non-essential services because of lack of funding.         The US Government is $16.7 trillion in debt         When you add unfunded retirement benefits, Social Security and Medicare and you have an additional $56.1 trillion in debt.         Combined debt of 72.8 trillion, translates into $215,311 per person living in the U.S.         Personally, I think that all elected officials and both parties are to blame.         Eventually our elected officials will
2013

Most Active Managers Fail To Beat Their Benchmarks!!

 Todd Moerman  

Aug29
Active vs. Passive Investing: Most Active Managers Fail To Beat Their Benchmark After Fees and Expenses. In 2012, a whopping 88% of hedge funds, 65% of large cap core mutual funds, 80% of large cap value MF and 67% of small cap MF underperformed their benchmarks for 2012.  This is according to Goldman’s David Kostin.  Bloomberg estimates that 635 hedge funds went out of business in 2012.  That number is up 8.5% YOY.  According to CRSP, for the 10 years

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Todd Moerman - Integrity Investment Advisors

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You have successfully subscribed. Thank you! Here are some free resources - Video - A note from your future self - https://youtu.be/HKMYTLyhOGU 5 Free Checklists That May Save You Thousands – Really! Countless people need help in these areas. Checklists include: end of year tax planning, funding a child's college education, caring for aging parents, items to consider before you retire, critical documents to keep on file. Please like & share with family & friends. You can download the PDFs for free. https://www.integrityia.com/5-free-checklists-that-may-save-you-thousands-really/

Todd Moerman - Integrity Investment Advisors

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